Heath Care Deadline Approaching
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January 31 is quickly approaching. That’s the 2016 deadline to sign up for health insurance on HealthCare.gov. If you don’t get health insurance coverage through your employer, union or a government-funded health plan, like Medicare, you can choose an affordable insurance plan on HealthCare.gov that covers everything from doctor and hospital visits to maternity care and prescription drugs. You cannot be denied coverage if you have a pre-existing condition. Want to know more? Check out our infographic or website. The Affordable Care Act (ACA) includes a requirement known as the individual mandate. Most Americans are required to have health insurance or pay a penalty for noncompliance. For tax year 2016, the fine will be $695 (per adult) or 2.5% of taxable income, whichever is greater. Plans may cost less than you think — 8 out of 10 people who enroll through HealthCare.gov qualify for financial help to lower the cost of their monthly premiums. Please share this announcement with your uninsured friends. | |
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FREE One-on-One Enrollment Assistance Co-presented with Community Action Agency of St. Louis County at the Regional Arts Commission, 6128 Delmar Wednesday, January 20, 3-6 PM Monday, January 24, 3-6 PM Get unbiased in-person guidance from trained certified application counselors. The one-on-one sessions for Missouri residents will demystify the enrollment process. See if you qualify for subsidies. Compare plan prices and coverage details. Get covered.
Renewing coverage? Most people will be able to renew coverage purchased on HealthCare.gov without filing an application or going back to the website. But if your income has changed or you’d like to shop for a better deal or a different plan, we encourage you to make an appointment. Appointments will be made on a first come, first served basis, and reservations are required. Please contact us (include your date preference and phone number) to make an appointment. |
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What’s the Medicaid Gap? Most people with incomes between 100% and 400% of the federal poverty level are eligible for subsidies when they purchase health insurance through HealthCare.gov. But there was no provision in the ACA for those with incomes under 100% of the poverty level because they were supposed to be covered by Medicaid expansion. Currently, Missouri’s Medicaid program does not cover non-disabled adults without dependent children. In 2012, the U.S. Supreme Court decided that it was up to individual states to determine whether or not to expand their Medicaid programs. Missouri is among the states that have declined to expand coverage. This means that an adult making less than $11,670 annually has to pay full price for insurance on HealthCare.gov, which is clearly unreasonable. The gap leaves Missouri’s poorest residents — more than 200,000 people — without an affordable coverage option. If you are in this low-income group, note that you will not pay a penalty for not being covered. And you may be able to obtain access to health care by contacting Gateway to Better Health, a program for uninsured adults in St. Louis City and County. Eligible individuals are between the ages of 19 and 64 and earn up to 100 percent of the federal poverty level. Since the federally-funded program was launched in 2012, it has paid many primary and specialty care visits as well as medications. | |
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THANKS Our Every Artist Insured campaign is made possible by grant support from the Regional Arts Commission (RAC). RAC is at the forefront of efforts to transform St. Louis into a more vibrant, creative and economically thriving community by elevating the vitality, value and visibility of the arts. | |
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St. Louis Volunteer Lawyers and Accountants for the Arts (VLAA) serves the arts community by making referrals to lawyers and accountants; mediating arts-related disputes; publishing concise how-to guides; sponsoring seminars and public forums; arranging for guest speakers; maintaining a library and website; collaborating on arts advocacy initiatives; and providing access to the national volunteer lawyers for the arts network. St. Louis Volunteer Lawyers and Accountants for the Arts 6128 Delmar, St. Louis, MO 63112; 314/863-6930; vlaa@stlrac.org www.vlaa.org |
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BOMH Thanks these supporting agencies
